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FI Group

The FI Group consists of FiducInvest Holding Pte. Ltd. and its subsidiaries, a leading FinTech and investment company offering a wide range of investment and financial technology services. The company utilizes cutting-edge technology solutions for trading and investing. For more information, please visit https://www.fiducinvest.com.

The team of the FI Group is based on competence, clear communication and mutual trust. The company fosters a culture of continuous learning and development, motivating each other to create value and promote healthy growth within FI Group. Visit the official site of the FI Group .

The team of the FI Group consists of specialists with many years of experience in the areas of finance, technology, market research and risk management. They have developed successful investment strategies and their own modern trading platform.

The FI Grouphas core competencies in the areas of investment strategies in different market environments, risk management, market research and the development of advanced technological solutions for trading and investments.

The FI Group uses state-of-the-art FinTech technologies, including proprietary trading software, advanced algorithms, artificial intelligence and machine learning, to optimize trading and investment strategies.

The products developed by the FI Groupinvestment and trading software is proprietary and advanced. With its algorithms based on machine learning and artificial intelligence, it offers the flexibility needed to succeed in today’s rapidly changing markets.

The FI Group primarily engages in proprietary trading, also known as “prop trading”. In addition, it offers trading and investment services using its proprietary investment and trading software. The services cover various aspects of financial investments, including market research, risk management and navigation of different asset classes.

Yes and no. No, not directly to individual investors. The FI Group develops investment opportunities and offers these to interested investors as securities. And yes, the FI Group offers institutional investors, pension funds, insurance companies, etc. individual advice based on their individual needs and structures customized products for them. In doing so, it uses its experience and technology to deliver individual solutions.

The FI Group specializes in a variety of investment areas, including equities, bonds, indices, ETFs, commodities and alternative investments. A particular focus is on market research and risk management as well as the development of proprietary trading software and tools.

The approach of the FI Group is based on the use of state-of-the-art technology, data analysis and risk management to ensure safe investments. It uses artificial intelligence to keep information up to date and optimize investment processes.

Risk management is a fundamental aspect of the strategy of the FI Group. In addition to constantly monitoring and responding to changing market conditions, we use sophisticated approaches, big data, state-of-the-art analytical tools and powerful algorithms to navigate efficiently through different asset classes and minimize risk.

The FI Group adapts to market changes and new trends through continuous research, the constant development of its trading software, technological innovations and the updating of its investment strategies in order to remain at the forefront of the FinTech sector.

Under Investments you will find the charts with the results of the last few years and the current year. These charts are updated on an ongoing basis.

The FI Group offers investment solutions for private and institutional investors with a range of services that can be adapted to different needs and levels of investment experience.

FI Emissions GmbH, Germany, is a company of the FI Groupwhich offers innovative and tailor-made investment solutions with its “FI Investments – tailoring for you” program. The company focuses on unique solutions for the specific needs of its clients. Information on the current products can be found on this page at FI Investments.

Funds from the securities investments of FI Emissions GmbH are invested internally in the FI Group are managed internally in the FI Group.

Our self-developed trading software is used by the FI Group and is the key to our success. Equipped with machine learning, artificial intelligence and powerful algorithms, it supports our investment decisions. The trading software is constantly monitored and, if necessary, manual interventions are made to adjust parameters to changing market conditions.

To gain access to the services of the FI Group services, you can register on this website register and subscribe to a currently offered security or contact FI Group directly via the contact form for more information about the services and the registration process.

Register / Invest / Security

To gain access, you can register via our login portal by verifying your e-mail address and cell phone number. Please complete all fields of the registration form.

To register, you will need a valid identification document (e.g. passport or ID card) and, if applicable, proof of address (e.g. internet or utility bill) and must successfully complete the video identification process.

For identity verification, you can conveniently upload your passport or ID card and complete the video identification process. This process is carried out by a specialized provider to ensure the security of your data.

In the event of technical problems, it is recommended that you contact technical support. Have all the relevant details to hand to make it easier to solve the problem.

You can change your personal data in your profile in the customer portal after registration. However, your user name, e-mail address, cell phone number and password are blocked and cannot be changed, as this data is relevant for your unique two-factor authentication. Should you nevertheless wish to change your e-mail address, cell phone number or password, our support team will be happy to assist you.

Once you have completed the identification process, we will guide you through the required documents, which you can complete and sign online in electronic form.

If the bond is available through financial advisors, you can choose to invest through a financial advisor or directly online. Your financial advisor is welcome to contact us contact with us.

Investors must be of legal age. However, the specific age limits may vary depending on local regulations.

The upper and lower limits for the purchase of bonds are set out in the bond terms and conditions. Please read these to understand any restrictions.

The possibility of subscribing to the bond from abroad depends on the laws and regulations of both the country in which the investor is located and the country in which the bond is domiciled. Talk to us, we will clarify this.

The conditions for withdrawal are set out in the terms and conditions of the bond. It is important to read these conditions carefully before proceeding with the investment.

No, there are no fees, premiums or other costs for our investments. Only the usual costs of your bank for transfers, account and custody account management are charged to you.

You can pay your investment amount securely via your online banking after completing the subscription process. As soon as the payment has been received, the shares of your investment will be credited directly to your securities account at your bank.

You don’t need to worry about anything: you will receive a detailed statement from us in good time on the due date, and the interest payments and any profit sharing will be transferred directly to your bank account.

Just as punctually as the interest and profit sharing, we pay out 100% of your invested capital plus interest and any profit sharing directly to your bank account at the end of the term.

No, you can pay in the investment amount conveniently via your house bank using online banking. Interest payments and any profit sharing will also be transferred to this account. You also need a securities account at your bank to which our bank can deliver your bond units.

We accept deposits in euros (€) and Swiss francs (CHF). The investment in the security you select is made in the currency specified in the terms and conditions of the bond. Any currency conversions will be made at the current daily exchange rate.

You can make deposits securely and conveniently via your bank’s online banking. SEPA transactions are generally free of charge. At the end of the payment process, you will receive all the necessary information including account number etc.

If you have any problems with your payment, please contact our customer service.

How the results As the results of recent years show, we are – as a rule – better than the indices and our performance is above the average of the indices. This, the income from our own investments and the reserves we have built up enable us to guarantee a fixed interest rate on the securities issued.

If provided for in the terms and conditions of the bond, you will receive regular reports on the performance of your investment as well as regular statements of interest and any profit sharing. You can also check the receipt of interest and any profit sharing payments via online banking.

Whether you can sell or transfer your bond before maturity depends on the investment conditions and market regulations. Check these conditions before you make your investment.

In the event of legal or financial problems of the issuer, the protection of your investment depends on the specific legal conditions and protection mechanisms. It is important to understand these aspects before you invest.

The protection of your personal data is important to us. We use advanced and encrypted security measures for the transmission and storage of your personal data, which is stored securely on our own servers in Germany. We also refer you to our data protection guidelines.

Online transactions are protected by advanced encryption systems and other security measures to ensure the confidentiality and security of your financial data. You make and receive payments via your online banking using the security mechanisms offered there.

FI Group takes strict security measures to protect investments and customer data, including compliance with data protection and data security regulations and the use of state-of-the-art security technologies. In addition, all sensitive data is stored securely on our own servers in Germany.

If you have any complaints or questions, you can contact our customer service. You can find the contact details on the website and after registration in your dashboard and in our privacy policy.

2 % FI Wealth Protection - Bond 2024 - 2027
ISIN: DE000A3824U5 WKN: A38224U

FI Wealth Protection” is an investment product that focuses on capital protection and the opportunity to achieve an appropriate return. It is issued by FI Emissions GmbH as a betting instrument and offers its investors a fixed interest rate of 2% p.a. The interest is paid annually. The interest is paid out annually. It serves to protect the invested capital and offers a profit participation of 60% based on the average annual performance of three indices.

Buying ETFs involves costs, you have to choose an ETF and you do not receive a fixed interest rate. This means you are exposed to price fluctuations. “FI Wealth Protectionoffers you participation in the average performance of three ETFs at the same time with a combination of fixed interest and profit sharing at no additional cost. If the three ETFs perform negatively in a bad year, you will still receive the fixed interest.

FI Wealth Protectionmay be suitable for different types of investors, but is particularly suitable for investors seeking a combination of capital protection and growth potential. However, it is always recommended to assess your personal risk profile and investment objectives before making a decision.

Investors can contact the customer service team at FI Emissions GmbH by e-mail or telephone.

The minimum investment for “FI Wealth Protection” is 1,000 euros (one thousand euros). This makes the product accessible to a wide range of investors.

The profit participation is based on the average annual performance of the three benchmark indices S&P 500, MSCI World and Euro Stoxx 50, which reflect a broad spectrum of investment opportunities in various sectors and regions of the world.

The average of the annual results of the three indices is calculated for the profit participation. In positive years, the investor benefits from 60% of this average in addition to the fixed interest rate; in negative years, the investor still receives the fixed interest rate of 2% and remains relaxed.

The advantages include capital protection through the fixed interest rate, the opportunity to generate income even in years with weak market performance and the diversification of the portfolio through a broad range of global assets.

As with any investment, there are financial risks. Investors should be aware of the risks involved and consider the investment carefully. It is recommended to consult a financial advisor for a full evaluation. Please also read our product sheets and bond terms and conditions.

The product is offered without a premium and/or other additional costs, which makes it an attractive investment opportunity.

Withdrawal is only possible within the usual withdrawal period after subscription.

FI Wealth Protectionhas a fixed term of three years. During this time, investors benefit from a fixed interest rate and profit sharing based on the selected indices.

As the “FI Wealth Protection” starts on 01.04.2024 with a term of three years, all amounts invested in the “FI Wealth Protection” before 31.03.2024 will earn interest at a bonus rate of 6% p.a. pro rata temporis from the date of deposit until 31.03.2024. This bonus interest will be paid out on 31.03.2024.

Investors in “FI Wealth Protection” can follow the performance of their investment on the website, through regular updates from FI Emissions GmbH and by observing the performance of the benchmark indices.

The performance of the S&P 500, MSCI World and Euro Stoxx 50 indices can be tracked via various online financial channels, market reports or via “fi-investments.com/investments”.

At the end of the investment period, the capital is repaid at 100% plus accrued interest and any profit shares.

No, the term of “FI Wealth Protection” is set at three years.

Due to the capital protection and growth potential offered by profit participation, “FI Wealth Protection” can be an effective addition to a long-term investment strategy, especially for investors seeking a balance between risk and growth.

The tax implications may vary depending on the investor’s country of residence. It is recommended to consult a tax advisor to understand the potential taxes and tax liabilities associated with this investment.

The product is designed to offer a certain degree of stability even in times of volatile markets through a mixture of fixed interest and profit-related participation in the indices. This approach serves to balance risk and offers a certain degree of protection in uncertain times on the stock markets thanks to the fixed interest rate.

FI Emissions GmbH takes various security measures, including compliance with financial regulations, high transparency standards and internal controls, to ensure the security and integrity of its investments.

Factors such as the market environment, global and regional economic developments and fluctuations in the benchmark indices can influence the return on the “FI Wealth Protection“. However, the fixed interest rate means that you are protected even in turbulent stock market years.

By investing in “FI Wealth Protection“, diversification into a broad range of assets across the benchmark indices is achieved, which can help to diversify the portfolio and potentially reduce overall risk.

Investment opportunities may vary depending on the investor’s country of residence. It is important to find out about local restrictions and regulations before investing.

Investors are informed directly on maturity and payments are made directly to the deposited bank account.

FI Emissions GmbH may offer options to reinvest profits. These may be published on the website and, if you are registered, will be communicated to you by newsletter.

FI Wealth Protectionis committed to a high level of transparency through the regular publication of information, compliance with industry regulations and open communication with investors.

In the event of problems or complaints, investors can contact FI Emissions GmbH’s customer service. The company has established procedures to deal with questions quickly and efficiently.

To keep up to date with the latest news and offers, investors can subscribe to the FI Emissions GmbH newsletter, follow the company on social media or regularly visit the official website.

When comparing “FI Wealth Protection” with other products, factors such as return, risk level, investment term, costs and exit conditions should be taken into account. Consulting a financial advisor can provide a comprehensive comparison.

Although “FI Wealth Protection” aims to protect capital and generate returns, like all other investments, it cannot guarantee specific returns other than the fixed interest rate.

Yes, if the issue volume permits this. Inquire at “fi-investments.com/investments” whether this option is available.

In a low interest rate environment, “FI Wealth Protection” can offer an attractive alternative to achieve potentially higher returns than with conventional savings accounts or fixed-term deposits, while at the same time focusing on capital protection.

FI Wealth Protection” manages risk by diversifying the benchmark indices and through a combination of fixed interest and profit sharing. Further details on the risk management strategies can be found in the product documentation.

5 % FI Inflation Protection PLUS - Bond 2024 - 2027
ISIN: DE000A3824S9 WKN: A3824S

FI Inflationsschutz PLUS” is an investment product that focuses on capital protection and the chance of an appropriate return. It is issued by FI Emissions GmbH as a betting instrument and offers its investors a fixed interest rate of 2% p.a. The interest is paid annually. The interest is paid out annually. It serves to protect the invested capital and offers a profit participation of 60% based on the average annual performance of three indices.

Buying ETFs involves costs, you have to choose an ETF and you do not receive a fixed interest rate. This means you are exposed to price fluctuations. “FI Inflation Protection PLUSoffers you participation in the average performance of three ETFs at the same time with a combination of fixed interest and profit sharing at no additional cost. If the three ETFs perform negatively in a bad year, you will still receive the fixed interest.

The “FI Inflation Protection PLUS” may be suitable for different types of investors, but is particularly suitable for investors looking for a combination of capital protection and growth potential. However, it is always recommended to assess the personal risk profile and investment objectives before making a decision.

Investors can contact the customer service team at FI Emissions GmbH by e-mail or telephone.

The minimum investment for “FI Inflation Protection PLUS” is 1,000 euros (one thousand euros). This makes the product accessible to a wide range of investors.

The profit participation is based on the average annual performance of the three benchmark indices S&P 500, MSCI World and Euro Stoxx 50, which reflect a broad spectrum of investment opportunities in various sectors and regions of the world.

The average of the annual results of the three indices is calculated for the profit participation. In positive years, the investor benefits from 60% of this average in addition to the fixed interest rate; in negative years, the investor still receives the fixed interest rate of 2% and remains relaxed.

The advantages include capital protection through the fixed interest rate, the opportunity to generate income even in years with weak market performance and the diversification of the portfolio through a broad range of global assets.

As with any investment, there are financial risks. Investors should be aware of the risks involved and consider the investment carefully. It is recommended to consult a financial advisor for a full evaluation. Please also read our product sheets and bond terms and conditions.

The product is offered without a premium and/or other additional costs, which makes it an attractive investment opportunity.

Withdrawal is only possible within the usual withdrawal period after subscription.

FI Inflation Protection PLUShas a fixed term of three years. During this time, investors benefit from a fixed interest rate and a profit share based on the selected indices.

As the “FI Inflation Protection PLUS” starts on 01.04.2024 with a term of three years, all amounts invested in the “FI Inflation Protection PLUS” before 31.03.2024 will bear interest at a bonus rate of 6% p.a. pro rata temporis from the date of payment until 31.03.2024. This bonus interest will be paid out on 31.03.2024.

Investors in “FI Inflationsschutz PLUS” can follow the performance of their investment on the website website, through regular updates from FI Emissions GmbH and by monitoring the performance of the benchmark indices

The performance of the S&P 500, MSCI World and Euro Stoxx 50 indices can be tracked via various online financial channels, market reports or via “fi-investments.com/investments”.

At the end of the investment period, the capital is repaid at 100% plus accrued interest and any profit shares.

No, the term of “FI Inflation Protection PLUS” is fixed at three years.

Due to the capital protection and growth potential offered by profit participation, “FI Inflation Protection PLUS” can be an effective addition to a long-term investment strategy, especially for investors seeking a balanced relationship between risk and growth.

The tax implications may vary depending on the investor’s country of residence. It is recommended to consult a tax advisor to understand the potential taxes and tax liabilities associated with this investment.

The product is designed to offer a certain degree of stability even in times of volatile markets through a mixture of fixed interest and profit-related participation in the indices. This approach serves to balance risk and offers a certain degree of protection in uncertain times on the stock markets thanks to the fixed interest rate.

FI Emissions GmbH takes various security measures, including compliance with financial regulations, high transparency standards and internal controls, to ensure the security and integrity of its investments.

Factors such as the market environment, global and regional economic developments and fluctuations in the reference indices can influence the return on the “FI Inflation Protection PLUS“. However, the fixed interest rate means that you are protected even in turbulent stock market years.

By investing in “FI Inflation Protection PLUS“, diversification into a broad range of assets across the benchmark indices is achieved, which can help to diversify the portfolio and potentially reduce overall risk.

Investment opportunities may vary depending on the investor’s country of residence. It is important to find out about local restrictions and regulations before investing.

Investors are informed directly on maturity and payments are made directly to the deposited bank account.

FI Emissions GmbH may offer options to reinvest profits. These may be published on the website “fi-investments.com/investments” and, if you are registered, communicated to you by newsletter.

Yes, if the issue volume permits this. Inquire at “fi-investments.com/investments” whether this option is available.

FI Inflationsschutz PLUS” is committed to a high level of transparency through the regular publication of information, compliance with industry regulations and open communication with investors.

In the event of problems or complaints, investors can contact FI Emissions GmbH’s customer service. The company has established procedures to deal with questions quickly and efficiently.

To keep up to date with the latest news and offers, investors can subscribe to the FI Emissions GmbH newsletter, follow the company on social media or regularly visit the official website.

When comparing “FI Inflation Protection PLUS” with other products, factors such as return, risk level, investment term, costs and exit conditions should be taken into account. Consulting a financial advisor can provide a comprehensive comparison.

Although “FI Inflation Protection PLUS” aims to protect capital and generate returns, like all other investments, it cannot guarantee any specific returns other than the fixed interest rate.

In a low interest rate environment, “FI Wealt Protection” can offer an attractive alternative to achieve potentially higher returns than traditional savings accounts or fixed-term deposits while focusing on capital protection.

FI Inflation Protection PLUS” manages risk by diversifying the reference indices and through a combination of fixed interest and profit sharing. Further details on the risk management strategies can be found in the product documents.

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